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*[[Conglomerate (company)|Conglomerate]]s - A financial services conglomerate is a financial services firm that is active in more than one sector of the financial services market e.g. life insurance, general insurance, health insurance, asset management, [[retail banking]], wholesale banking, investment banking, etc. A key rationale for the existence of such businesses is the existence of diversification benefits that are present when different types of businesses are aggregated i.e. bad things don't always happen at the same time. As a consequence, [[economic capital]] for a conglomerate is usually substantially less than [[economic capital]] is for the sum of its parts.
*'''Debt resolution''' is a consumer service that assists individuals that have too much debt to pay off as requested, but do not want to file bankruptcy and wish to pay off their debts owed. This debt can be accrued in various ways including but not limited to personal loans, credit cards or in some cases merchant accounts. There are many services/companies that can assist with this.
 
==Financial crime==
 
===UK===
[[Fraud]] within the financial industry costs the UK (regulated by the [[Financial Services Authority|FSA]]) an estimated £14bn a year and it is believed a further £25bn is [[Money laundering|laundered]] by British institutions.<ref name='Fraud'>{{cite news | first= | last= | coauthors= | title=Watchdog warns of criminal gangs inside banks | date= 2005-11-16| publisher= | url =http://money.guardian.co.uk/news_/story/0,1456,1643860,00.html | work =[[The Guardian]] | pages = | accessdate = 2007-11-30 | language = | location=London}}</ref>
 
==Market share==